From international lenders, insurers, private investors and Jamaica’s own reserves. See the breakdown ↓
Jamaican Facts / Disaster Recovery
Hurricane Melissa Recovery & NaRRA
Melissa caused an estimated US$12.2B in damage and losses. Partners announced up to US$6.7B in support. About US$701.7M in international loans and disaster payouts is confirmed received from the sources reviewed. The US$300M IDB emergency credit remains available, but receipt is not verified. Public donations are reported separately. The government reports J$84B (≈US$526M) spent. Only part of that spending is publicly itemized.
Reporting focus: Hurricane Melissa (October 2025) · Budget year: April 2026–March 2027
Melissa Recovery at a Glance
Last reviewed: November 10, 2026
US$459.8M in confirmed repayable loans and US$241.9M in insurance and bond payouts. The US$300M IDB credit is not counted as received. Excludes Jamaica’s own US$37M in reserves.
Reported October 27, 2026; includes JPS loan.
Project-level spending and completed projects.
Must be repaid: US$459.8M in confirmed borrowing (IMF US$417.8M and World Bank Cat DDO US$42M). The IDB emergency credit is repayable if drawn, but its receipt is not yet verified. Source: Jamaica Ministry of Finance.
Public donations (separate): J$1.7B reported received (about US$10.6M). Donations may overlap with the international grants announced, so they are not added to the US$701.7M confirmed international receipts figure.
Currency conversions: US$1 = J$159.6639, Bank of Jamaica weighted-average selling rate, October 30, 2026. Jamaican-dollar equivalents are approximate, not extra funding. Source: Bank of Jamaica.
See the full breakdown ↓STORM IMPACT
What damage and losses did Melissa cause?
US$12.2B
PIOJ estimated Jamaica’s hurricane damage and economic losses in March 2026. This is more than the support announced, but it is not a rebuilding bill.
Still unknown: What it will cost to complete all reconstruction.
Source: PIOJ estimate via JIS · World Bank / IDB
MONEY IN
Total financial package announced
Up to US$6.7B
Over three years, from international lenders, insurers, private investors, and Jamaica’s own reserves.
- Emergency money after the storm: US$662M See Table 1 ↓
- Three-year recovery financing: up to US$3.6B See Table 2 ↓
- Grants for technical assistance: US$12M See Table 3 ↓
- Expected private investment: about US$2.4B
Important: The US$662M emergency figure includes Jamaica’s own reserves and credit facilities announced as available. It is not the same as money confirmed received. The detailed international financing rows below distinguish these stages.
The IDB and World Bank offered two separate types of support: emergency credit arranged before the storm and new three-year recovery financing. The emergency credit is not part of the separate three-year financing amounts.
Table 1: Emergency money and credit available after the storm
Money arranged before the storm or released soon after it. A credit line being available does not mean the government has received the money.
| Source | Announced | Received | Spent | Repayment |
|---|---|---|---|---|
| Government of Jamaica reserves | US$37M | Government’s own funds | Not publicly verified | No |
| CCRIF insurance | US$91.9M payout | US$91.9M confirmed | Not publicly verified | No, insurance payout |
| World Bank catastrophe bond | US$150M payout | US$150M confirmed | Not publicly verified | No, disaster payout |
| IDB emergency credit line (CCF) | US$300M available | Not publicly verified as received. Jamaica’s July 2026 filing says the drawdown was expected by December 2026. | Not publicly verified | Yes, if drawn (loan) |
| World Bank emergency credit (Cat DDO) | Up to US$84M | US$42M drawn; World Bank confirms Dec. 12, 2025 disbursement | Not publicly verified | Yes, loan |
Table 2: Three-year recovery financing (up to US$3.6B)
A separate recovery package announced December 1, 2025, for potential financing over three years. These are upper limits, not amounts already received.
| Source | Announced | Received | Spent | Repayment |
|---|---|---|---|---|
| IMF | Up to US$415M loan (original announcement) | US$417.8M drawn | Not publicly verified | Yes, loan |
| IDB | Up to US$1B in separate three-year sovereign financing | Not publicly verified | Not publicly verified | Terms not confirmed |
| World Bank | Up to US$1B in separate three-year financing | Not publicly verified | Not publicly verified | Terms not confirmed |
| CAF | Up to US$1B | Not publicly verified | Not publicly verified | Terms not confirmed |
| CDB | Up to US$200M | Not publicly verified | Not publicly verified | Terms not confirmed |
Table 3: Grants and private investment
Grant support for technical assistance, and private investment that partners aim to attract. Private investment is not money paid to the government.
| Source | Announced | Received | Spent | Repayment |
|---|---|---|---|---|
| Grants (IDB, World Bank, CAF) | US$12M, with more to come | Not publicly verified | Not publicly verified | No, grant |
| Private investment (IDB Invest, IFC, MIGA) | About US$2.4B (initial estimate) | Not publicly verified | Not publicly verified | Not government debt |
The grant funding was announced for technical assistance and policy advice. The private investment figure is a target to mobilize private capital, not a confirmed transfer to the Government of Jamaica. Source: IMF and partner institutions, Dec. 1, 2025 ↗
World Bank three-year financing: includes budget support, guarantees and investment projects. Not all of it is cash paid to the government.
Verification update: The December 2025 announcement said US$300M of IDB emergency credit was available. In a Jamaican government filing dated July 21, 2026, the payment was still expected by December 2026. The 2026/27 Fiscal Policy Paper likewise described it as expected, while World Bank records confirm the US$42M Cat DDO disbursement.
How repayment works: Loans must be paid back. Insurance payouts and grants do not. For financing not yet received, repayment terms are not confirmed. Source: World Bank and partners.
“Not publicly verified” means not confirmed in the sources reviewed. It does not mean zero.
The IMF approved about US$415M and later recorded the full loan as drawn. Jamaica’s Ministry of Finance reports US$417.8M received. These are two US-dollar estimates of the same loan, not two separate payments. World Bank records confirm the US$42M Cat DDO drawdown. A later July 2026 Government of Jamaica filing says the separate US$300M IDB emergency credit was still expected by December 2026, so it is not counted as received here.
Read original announcements: IMF / partner announcement: two financing groups (Dec. 1, 2025); Government filing on IDB drawdown status (July 21, 2026); World Bank / partner institutions (Dec. 1, 2025); IMF approval (Jan. 16, 2026); Jamaica Ministry of Finance: US$417.8M received (2026 debt strategy); IMF lending records: full amount drawn; Government of Jamaica: emergency credit status (IDB receipt still expected in July 2026); CCRIF: US$91.9M payouts confirmed. · World Bank: US$150M paid out (May 2026) · CCRIF payout confirmation
MONEY IN
What has Jamaica allocated for Melissa recovery and disaster protection in the 2026/27 budget?
These are amounts set aside in Jamaica’s 2026/27 national budget or identified in the budget proposal. They do not necessarily represent money already spent.
Still unknown: How much of each allocation has actually been spent.
Source: JIS budget proposal · Ministry of Finance budget estimates
| Budget item | Amount | What it covers |
|---|---|---|
| Reconstruction projects | J$30B | Set aside in the February 2026 budget proposal to start reconstruction projects, from a proposed J$35B contingency. Proposed amount, not confirmed spending. Source ↗ |
| NaRRA operations | J$2.0B | 2026–2027 allocation to establish and run NaRRA. Not the full rebuilding budget. |
| Disaster insurance | J$4.487B | Not Melissa-specific. 2026–2027 allocation to pay for protection against future disasters. |
| Disaster emergency fund | J$400M | Not Melissa-specific. 2026–2027 money reserved for natural disasters. |
| Assistance for affected people | J$273.539M | 2026–2027 grant-supported cash assistance for vulnerable people affected by Melissa. |
Source for the four 2026–2027 allocations: Ministry of Finance — Estimates of Expenditure, As Passed ↗. The J$30B reconstruction figure comes from the February budget proposal ↗.
MONEY IN
How much has the public donated, and where has it gone?
Public donations are a separate source of recovery money, tracked from receipt to spending. Some donors included foreign governments, so these donations may overlap with announced international grants.
Public donations receivedJ$1.7BGovernment-reported, October 26, 2026
Money set asideJ$1.55BJ$750M for roofs + J$800M for housing
Spending reported by ODPEMAbout J$194MBuilding materials; not confirmed as all paid from donations
Set aside does not mean spent. The roof-repair and housing allocations are part of the donations received, not additional donations.
Roof repairs
J$750M set aside for roof repairs. ODPEM separately reported about J$194M spent on building materials, but the public report does not establish how much of that came from the donation fund.
Housing for displaced families
J$800M set aside for semi-permanent housing. The published report does not say how much has been spent.
Still unknown: A current statement showing how much donated money has been paid out and how much remains in the accounts.
Who donated? See donor details
People in Jamaica and overseas contributed, along with businesses, charities, other organisations and governments. The J$1.7B total is not from individual donors alone.
ODPEM reported more than 17,000 donors by March 31, 2026. Its published figures do not show how much came specifically from individual people.
Sources: Jamaica Information Service, October 28, 2026: donations received and money set aside ↗ · JIS: who donated and the number of donors (April 2026) ↗ · Jamaica Information Service: ODPEM building-material spending ↗.
MONEY OUT
How much has the government reported spending?
J$84B ≈ US$526M
Government-reported Melissa response spending as of October 2026. The earlier report was J$67B in March 2026.
Still unknown: How much came from the budget, insurance payouts, loans, or other funds.
Source: JIS, October 2026 · JIS, March 2026
US$ conversion uses the Bank of Jamaica selling rate of J$159.6639 per US$1 on October 30, 2026. Exchange-rate source ↗
MONEY OUT
What has the money been used for?
The figures below show selected reported uses of recovery money, including school repairs and electricity restoration. This is not a complete breakdown of recovery spending.
Still unknown: A complete spending breakdown.
Source: JIS recovery spending report
School repairs
Government-reported spending on repairing schools across Jamaica.
Electricity restoration
Loan to Jamaica Public Service for electricity restoration.
COORDINATION
Who is coordinating reconstruction?
NaRRA
According to the Office of the Prime Minister, the National Reconstruction and Resilience Authority (NaRRA) is responsible for coordinating the Government’s rebuilding work.
Still unknown: A complete public list showing the cost and completion status of each project.
Source: Office of the Prime Minister
The Office of the Prime Minister announced that NaRRA's establishing legislation became law in May 2026, and appointed Ambassador Major General (Ret’d) Antony Anderson as Chief Executive Officer effective June 1, 2026.
Sources: Office of the Prime Minister: legislation ↗ · CEO announcement ↗
ACCOUNTABILITY
What cannot be verified yet?
Project-by-project spendingNot yet verified in a consolidated public dataset for this page
Completed reconstruction projectsNo comprehensive verified total displayed
NaRRA-only disbursementsNot established from the approved budget alone
We will not label an allocation as “spent,” a project as “complete,” or a government statement as an independently verified outcome without supporting evidence.
SOURCES
Where do these figures come from?
Original government and international records used throughout this page.
- PIOJ estimate of damage and losses (JIS, March 2026)
- World Bank / IDB: assessment of direct physical damage (November 2025)
- World Bank and partners: international recovery support announcement (December 2025)
- IMF: approval of emergency financing (January 2026)
- Jamaica Ministry of Finance: US$417.8M IMF loan received (2026 debt strategy)
- World Bank and Government of Jamaica: emergency credit status (see table and filing)
- IMF lending commitments: emergency loan drawn in full
- CCRIF: US$91.9M insurance payouts
- World Bank: catastrophe bond payout announcement
- JIS: J$30B reconstruction planning allocation
- Ministry of Finance: 2026–2027 budget estimates
- JIS: government-reported J$67B expenditure (March 2026)
- JIS: ODPEM report on spending for building materials
- JIS: ODPEM donor types and count (April 2026)
- JIS: government-reported J$84B expenditure and selected uses (October 2026)
- Office of the Prime Minister: NaRRA legislation
- Office of the Prime Minister: NaRRA leadership appointment
- Bank of Jamaica: October 30, 2026 exchange rate (USD/JMD)
- Ministry of Finance: Fiscal Policy Paper 2026, disaster funding sources